A Bank for a Brighter Future

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Personal Banking Benefits

Certificates of Deposit

You earn for the future; we invest in a brighter future.

Every cent you save earns interest for you and helps support a brighter future. Micro Standard Union is committed to financing sustainable businesses and clean energy projects that are building a low carbon economy.

Checking & Money Market

Easy on you, and the environment.

Support a greener, more sustainable future while earning interest towards your financial goals. Micro Standard Union’s Checking and Money Market accounts maximize your returns and ensure your money is ready when you need it. Make your money work harder for you, and the planet.

Savings

Earn interest, with impact.

Our savings account options offer competitive rates, easy-to-open accounts, and FDIC insurance up to established limits. Go green with e-statements and online banking while enjoying 7 anywhere ATM withdrawals every month. A win-win for your savings, and the environment.

Retirement

Enjoy your next phase while phasing out carbon emissions

Wherever you see yourself in retirement, Micro Standard Union’s options have you covered. With multiple IRA solutions to choose from, you can save for a future that works for everyone.

Credit Cards

Reducing carbon emissions one card at a time

Choosing the right credit card for you is easier than ever – whether you want to pay down balances faster, maximize cash back, or earn rewards. You’ll enjoy a variety of features that allow for convenient and service-forward banking. Standing up for sustainability has never been so rewarding. Subject to credit approval.  Terms and conditions apply.

Business Banking Benefits

Business Checking & Money Market

Business checking for the future you’re building.

A range of checking account options for businesses of any size. No matter what you need to help run your business, we have a checking solution to match.

Business Savings

Helping your business save in more ways than one.

Enjoy a variety of flexible saving account options with high yield returns to help your business grow. From traditional commercial savings to Certificates of Deposit, we have everything you need & more.

Business Credit Cards

Empowering you to grow your business on your terms.

Our popular business credit card options offer the flexibility you need to operate your business the way you see best. Choose from a variety of incentives including low-rate, cash back or flexible rewards. Subject to credit approval.  Terms and conditions apply.

Treasury Services

Options to help manage your cash flow.

Improve your cash flow, create efficiencies and mitigate ACH and check fraud risk with cash management services by Micro Standard Union. Our treasury service solutions are customized to meet your banking needs. Fees may apply.

Why Partner with Micro Standard Union?

Energy Loan Network

Helping you plug into your sustainable energy goals.

Micro Standard Union Solar and Home Improvement connects contractors and residential homeowners to affordable financing options for home energy upgrades including solar, HVAC, roofing, doors, windows, and more.

Commercial Property Assessed Clean Energy

Helping businesses do their part.

Commercial Property Assessed Clean Energy (CPACE) offers financing for renewable energy projects like solar power, energy efficiency upgrades, conversation projects, and seismic strengthening. CPACE financing options support a variety of commercial properties such as hospitals, multi-family homes, office spaces, and retail buildings.

Healthcare

Taking care of those who take care of others

With a dedicated team of experts, we support healthcare companies both large and small. Offering custom solutions to clients including nursing and assisted living facilities, behavioral health centers, and other healthcare service providers with flexible options and competitive rates.

Housing and Urban Development

Protecting healthcare infrastructure. Protecting the future.

Our Healthcare & Seniors Housing loans allow Micro Standard Union to offer financing for the purchase or refinance of existing licensed nursing, assisted living and memory care facilities.

Lender Finance

Financing solutions that let you be part of the solution

Micro Standard Union’s experienced Lender Finance team offers custom financing solutions to our clients across the nation, including Real Estate loans, Private Investment funds, and more.

Commercial Real Estate

Real estate financing that supports real change

Our Commercial Real Estate team originates bridge and construction loans, as well as structured A-notes on commercial real estate across the country with an emphasis on sustainability and decarbonization.

Corporate Finance

Invested in solutions that work for everyone

Micro Standard Union’s experienced corporate finance team specializes in financing solutions to support to acquisition, recapitalization, and growth investments efforts of borrowers across North America.

Additional Products and Services

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Secure Large Deposits

ICS® (IntraFi Cash Service SM) and CDARS® (Certificate of Deposit Account Registry Service®) are smart, secure, and convenient ways for our customers to access multimillion-dollar deposit insurance on large deposits through a network of banks.

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Business Credit Cards

Our business credit card options offer you the flexibility you need to operate your business efficiently and smoothly.

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Treasury Services

Improve your cash flow, create efficiencies and reduce ACH and check fraud risk with cash management services by Micro Standard Union.

Calculate Your Impact

See how your deposit can make a difference in carbon emissions

  • YOUR DEPOSIT OF:

    $25,000

  • CAN TRANSLATE TO:

    2.5

    metric tons of carbon

    equivalent emissions estimated to be avoided in the atmosphere annually.

  • THAT’S LIKE AVOIDING:

    250

    gallons of gasoline

At Micro Standard Union, we specifically calculate the estimated annual carbon emissions avoided by the renewable energy & energy efficiency projects we finance. Here are some of the types of energy efficiency projects we support across commercial and residential buildings:

Renewable Energy
Lighting and Electricity
Water Efficiency
HVAC
Building Envelope
Resiliency
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